The Ultimate Guide to Fintech
A curated UK edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
UK Fintech News
Regional stories with direct local relevance
Modulr launches FX tool as travel firms face hidden costs
Many travel intermediaries still lack clear visibility over FX spending, with 88% saying their annual bill tops EUR 300,000.
Emerchantpay reports 25.7% rise in Q3 processing volume
New merchant wins and deeper existing accounts lifted the payments group's third-quarter activity as merchants sought more scalable payment systems.
As payments become invisible, AI must prove it can be trusted to reach its full potential
Cross-border payments could become routine faster, but only if AI can explain flagged transactions to customers, auditors and regulators.
Rightlander launches partner intelligence for fintech brands
The new tool gives fintech marketers an ongoing view of affiliate activity across websites, social media and networks to spot compliance risks faster.
Checkout.com expands into in-person payments with Mollie
Merchants can now use one acquiring partner for shop and online sales as the new service rolls out first in the UK and EEA.
Barclaycard Payments adds Visa checkout for UK merchants
UK merchants will gain a single integration for cards, wallets and Click to Pay as Barclaycard Payments folds Visa's Unified Checkout into Smartpay Fuse.
Analyst Insights
Research and market analysis connected to Fintech
Provenir named major player in IDC decision intelligence
Ripple Treasury adds 24/7 returns for corporate clients
Broadridge holds third in IDC FinTech Rankings again
MongoDB launches Atlas Agent Engine for production AI
Plumery launches rescue plan for digital banking exits
Featured News
Celonis banking head: Banks want proof before scaling agents
Celonis argues frontier AI models are too generic for regulated banking, urging firms to weigh cost, risk and process gains before scaling deployments.
DesignVerse targets U.S. firms with private cloud AI tools
DesignVerse is targeting U.S. aviation, defence and finance clients with on-premise AI tools as data sovereignty concerns reshape vendor choice.
AI transforming B2B discovery - but human trust endures
AI is changing how B2B buyers make decisions - but an expert warns that it is not a substitute for effective human comms strategies.
Expert Columns
As payments become invisible, AI must prove it can be trusted to reach its full potential
Beyond badge-scans: why tech events should be designed for trust
An open letter to the next gen of accountants and bookkeepers
From wallets to accounts: The quiet convergence of crypto and everyday finance
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Safeguarding, not victim-blaming: why fraud prevention needs a fundamental mindset shift
Simple but secure: solving blockchain's biggest UX challenge
Why Customer Due Diligence (CDD) Starts With Clean Data
Intelligent flexible Payments: A new approach to reducing preventable debt
Interviews
Interviews and video coverage from the network
Recent Fintech News
Planet & YouLend launch fast SME funding in Europe
Eligible merchants in seven countries will get decisions within hours and funding within 48 hours through their existing Planet software.
Axiology & VIALET launch tokenised funds for safeguarding
The deal gives VIALET another safeguarded asset option as payment firms seek yield and diversification without sacrificing same-day access to cash.
Noah & Bitget Wallet launch virtual dollar accounts
Users in 100 million wallets will be able to receive USD and EUR through bank rails and hold the funds as stablecoins inside the app.
TNS adds smart routing to Payment Orchestration platform
The update is aimed at lifting approval rates and cutting costs for operators handling unattended payments, where failed transactions mean lost sales.
Orbital finds stablecoins cheaper than fintech rivals
The savings are often modest, with stablecoin FX matching institutional rates in many corridors and varying sharply by direction, provider and timing.
Tech Mahindra acquires Finastra cash management suite
The acquisition gives Tech Mahindra direct control of software used by banks to manage cash visibility, liquidity and account structures across markets.
Europe's venture exits slump as zombie sales surge
European start-ups face a tougher sales market as more than a fifth of venture-backed exits now fetch less than 1x revenue, per ScaleX data.
Goldman Sachs names Capitolis chief among entrepreneurs
The honour underscores Capitolis's growing influence in financial markets technology and adds to Gil Mandelzis's two-decade record as a founder.
Revolut builds AI transaction model for 80 million customers
The fintech is aiming to speed fraud checks and other banking tasks by running its new PRAGMA system in production on NVIDIA hardware.
Arf & Ripple bring RLUSD liquidity to XRPL payments
Payment firms could free up working capital as Arf's short-term RLUSD funding on XRPL targets delays in cross-border settlement.
TerraPay links verify service to Kinexys Liink network
The tie-up aims to curb failed cross-border transfers by letting banks check recipient account and wallet details before sending money.
Netgraph becomes major shareholder in Valuno Group
A more than 20% stake now gives Paysecure's investment arm greater influence over the Swedish fintech after it converted over €1 million in loans into shares.
Exim Bank Uganda launches TerraPay cross-border payments
The service aims to keep more of Uganda's outbound payments inside bank channels as demand rises for trade, education and family transfers abroad.
mhance buys CPS & City Dynamics to expand Microsoft reach
Customers will gain broader Microsoft support across business systems, AI and workplace tools as mhance folds in CPS and City Dynamics.
LemFi launches UK savings & credit in bold expansion
The rollout targets migrants in Britain who often struggle to rebuild savings and credit histories when their finances do not move with them.
Western Union taps Noah for stablecoin remittance service
Remittances could arrive faster and cheaper as Western Union rolls out a stablecoin option for customers in more than 200 countries and territories.
Mangopay expands local payouts to five more currencies
Platforms can now avoid foreign exchange costs as the payment firm adds domestic rails for Australian, Hong Kong, Singaporean, Mexican and Turkish payouts.
Hyperlayer raises USD $26 million in Flintlock-led round
The banking software group is now valued at USD $260 million after the latest follow-on financing, bringing its total funding to nearly USD $66 million.
Hyperlayer raises USD $25.8 million in Series A2 round
Fresh capital will help Hyperlayer hire and expand across three regions as banks seek to modernise legacy systems without costly core replacements.
Hyperlayer raises GBP £19.5m in Flintlock-led round
Banks will use the new funding to modernise digital services without replacing core systems, as Hyperlayer is valued at GBP £195 million.
Job Moves
Centeca names Jesper With-Fogstrup as Chief Executive
Tem appoints Berian James to open Rosso to customers
Aptitude Software appoints Kenneth Paqvalén as CFO
Tokenovate names William L'Heveder as Chief Revenue Officer
FIOR names Gemma Ungoed-Thomas as sovereign AI adviser
Britton appointed to Chair UK Open Banking future body
Centeca appoints first Head of AI Strategy & Enablement
Tokenovate appoints Alec Burns as Head of Product Technology
United Fintech names three new partners in leadership shift
